My Car Insurance Has Stayed The Same
When looking for good car insurance companies, I have heard that you should get a company that will continue to lower your rates if you have no claims. If you have not given them a reason to raise your rates, then they should not be charging you more. If you have had numerous traffic violations and have gotten a few tickets, then your car insurance company has probably already raised your rates.
My brother had the same car insurance company as me for about three years, and they kept raising his rates with every renewal period, but they did not do that to me. I asked them why and they told me that he had about ten unpaid parking tickets every period and that made him a risk to insure so they had to keep raising his rates.
I would hate to see what his car insurance rate will be when his son starts driving next spring. If his dad is a risk, then a sixteen year old boy has got to be an even bigger risk. I wonder if my brother knows that he could shop around with other car insurance companies and they may be able to give him a better rate, even though he is a risk. I would think that there are companies that would want you as a client, even though you have some unpaid tickets, as long as you do not have accidents all the time.
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